Getting car insurance is very easy now a day, there are many agents of the insurance companies who knock your door for selling you the insurance. But you know what internet has made it more easier, getting insurance was never easier as it is like now. You can search the insurance plans over the internet and ask for quotes to the different companies and then you can carefully select which plan is best suitable for you. In this article I have elaborated that how you can get the best online motor insurance quotes.
Online surfing
Almost all the insurance companies have their own websites and there are also some insurance agent websites from where you can get the insurance quotes. What you have to do is just tell the which kind of car you have and which type of insurance coverage you need, next is on the insurance company and they will tell you the insurance plans best suitable for you. Don’t stick to a single company surf the internet and discuss it with different insurance companies and then you will have a clear idea which is more suitable for you.
Ask for quotes
Don’t just read the information on the websites and rush to make a deal, ask the insurance companies to provide you the detail quotes about their insurance plans related to your requirement. Once you get the quotes read them all and decide which company is offering to best plan.
Applying online
After deciding the company go to the website of the company and avoid the agents. Directly apply on the website of the insurance company, fill out the online form completely and submit it. Within few day the representative of the insurance company will contact you for further requirements.
Provide car for inspection
Once your online application is accepted the company will send the experts to inspect your car. Decide the date and time with them and they will be there for the car inspection. The rates of policies depend on the condition of your car. So always keep your car clean and in good state to have good motor insurance policy rates.
Policy underwriting
Once the inspection is done the inspection form will be provided to the company and the rates and other maters will be decided and company will decide to underwrite your insurance premiums. Underwriting the premiums mean your insurance is accepted on your agreed terms.
Payment of premiums
After underwriting the premiums the company will issue you an insurance certificate and will ask you for the payment of first premium. They will provide you the bank details and the details about your premiums payment plan. It’s upon you which payment plan you choose, either monthly, semiannually or annually.
Claim for insurance
According to the agreed terms you can claim your insurance if you have got your car into accident, it has some broken issues, damage or others. You can contact the company representative, they will send you to their designated workshops and your car will be repaired. You just have to show the insurance certificate and the amount will be paid to them by the insurance company.